Five Ways to Save on Your Prescription Drugs

Last Updated December 7, 2021

If you’re enrolled in a National Medical Program option from BCBSIL (HSA Value, HSA Select, HSA Advantage, Copay Value, Copay Select or Copay Advantage), you have prescription drug coverage through CVS Caremark. Here are five ways to get the most from your prescription drug benefits and save money:

1. Pay nothing for covered specialty medications with PrudentRx.

You can get covered specialty medications for $0 copay through PrudentRx if you’re enrolled in one of the Copay medical options (Copay Value, Copay Select or Copay Advantage). This FREE program currently targets specialty medications in the following therapy classes: hepatitis C, autoimmune, oncology and multiple sclerosis. PrudentRx will reach out to you if you are eligible for this program.

2. Fill maintenance medication prescriptions through the Maintenance Choice Program or Mail Order Service.

You must use the Maintenance Choice Program or Mail Order Service to fill your maintenance medication prescriptions. You can get a 90-day supply at any CVS Pharmacy location or mailed to your home. CVS Caremark even offers a copay installment program you can use to spread the cost of your mail service prescriptions over a three-month period.

3. Find lower-cost prescription medications with Rx Savings Solutions.

Rx Savings Solutions is a confidential online tool that may be able to find lower-cost options for your prescribed medications — and it’s FREE to you and your enrolled dependents. Go to to sign up to have your prescriptions reviewed for savings.

4. Use CVS Caremark’s digital tools.

With Caremark’s digital tools, you can save money on your medications — and save time managing them. Register at and download the CVS Caremark mobile app to:

  • Refill your medications and check the status of your orders.
  • Transfer a prescription or submit a new one.
  • Check drug costs to see where you can save money.
  • Keep track of your pharmacy spending.

5. Go generic.

One of the easiest ways to save money is by choosing generic medicines. Generics have the same active ingredients, strength and dosage as their brand-name counterparts, but they cost up to 85% less.

  • Ask your doctor if there is a generic option for any brand-name drugs you are currently taking.
  • Ask if there is a generic option when your doctor writes you a new prescription.
  • Ask your pharmacist about generic options the next time you need a refill.