Changing My Benefits
Last Updated December 19, 2021
If you don’t enroll for benefits by your enrollment deadline, the only way you may be able to enroll or change an election during the calendar year is if you have a life event or qualifying change in status. Any benefit change must be consistent with your change in status.
Important Information About Dependent Coverage
New dependents are not automatically covered by the Plan; you must enroll them for coverage. For dependents who are no longer eligible for coverage under the Plan, you are required to remove them from coverage by calling the Benefits Center at 1-877-RRD-4BEN (1-877-773-4236) or going to the enrollment website.
Qualifying Change in Status or Life Event Changes
You may change your elections during the year if you experience a qualifying life event in one of the categories described in your Group Benefits Plan Administration Information Booklet.
Generally, all such election changes must be made no later than 30 days from the date of the life event. You are responsible for making the changes on the enrollment website. You can make a new election in response to a qualifying life event only if the election is a result of and consistent with the life event.
Examples of Qualifying Change in Status Events
- Marriage, divorce, legal separation or annulment
- Birth, legal, adoption or guardianship of a child
- Loss of dependent status
- Change in your or your spouse’s employment resulting in a loss or gain of coverage
- Entitlement to Medicare
- Relocation or transfer
- Gain or loss of eligibility for coverage under state Medicaid or loss under Children’s Health Insurance Program (CHIP)
- Gain or loss of eligibility for premium assistance under Medicaid or CHIP
See your Group Benefits Plan Administration Information Booklet for the full list.
Special Enrollment Period for Group Health Coverage
If you decline health coverage (medical, dental, vision and/or Health Care FSA) for yourself or your dependents because you/your dependents have other coverage and you/your dependents later lose that other coverage (or if the employer stops contributing toward your or your dependent’s other coverage), you may qualify for special enrollment in health coverage under the Plan.
Your loss of other health coverage qualifies for special enrollment treatment only if both of the following apply:
- You/your dependents were covered under another group health care plan or health insurance coverage at the time you were offered coverage under the RR Donnelley Group Benefits Plan.
- You/your dependents lost the other coverage because you/they exhausted your/their right to COBRA continuation coverage, you/they were no longer eligible under that plan or an employer’s contributions for coverage terminated.
You must enroll within 30 days after your/your dependents’ other coverage ends (or after the employer stops contributing toward the other coverage).
You may also be able to enroll if you/your dependents lose eligibility for coverage under Medicaid or a state Children’s Health Insurance Plan (CHIP) and enroll within 60 days of losing Medicaid or CHIP. Also, you may be able to enroll if you/your dependents become eligible for premium assistance from Medicaid or CHIP toward the cost of the group health plan, and you enroll within 60 days of eligibility for state premium assistance.
If you have a new dependent because of marriage, birth, adoption or placement for adoption, you may be able to enroll yourself and your dependents for coverage under the Plan. Generally, you must enroll within 30 days after such event. To request special enrollment or if you have questions regarding special enrollment rights, call the Benefits Center at 1-877-RRD-4BEN (1-877-773-4236).