Eligibility & Enrollment Rules

Last Updated March 8, 2024

Eligibility and Enrollment Rules

The Retiree Medical Benefit Program and/or Drug Benefit Program (together the “Retiree Group Health Program”) is frozen to new entrants.

You may only participate if you retired before October 1, 2016, and you meet certain age, service and participation requirements as described in the Plan’s Summary Plan Descriptions (SPDs) and related SMMs.

All Retirees

If you are enrolled in coverage under the Program and later decide to opt out, you cannot re-enroll yourself or your eligible spouse in the future for any reason.

Subsidy-Eligible Retirees

If you are a subsidy-eligible former employee, you must enroll in the Program on the earlier of attaining Medicare eligibility or age 65. Otherwise, coverage under the Program will no longer be available to you or your spouse, if he or she is eligible. This means your last chance to opt in to the Program is when you become Medicare-eligible or turn age 65.

NOTE: These rules are based on your (the retiree’s) Medicare eligibility. For example, if you are under age 65 and not yet eligible for Medicare, but if your spouse is 65 or older, you have until your Medicare attainment age to enroll both you and your spouse in coverage.

Benefit Options


Go Paperless

To set your email address as your preferred communication method:

  • Go to the enrollment website, select the Personal Info tab, then Your Profile.
  • Next to the email address drop-down menu, click Add, then Add Personal Email.
  • Enter and submit the personal email address you want to use.
  • Go to the Your Profile page and, under Preferred Form of Correspondence, select Change, click the radio button for your personal email, and then click Submit.