Supplemental Health Care Coverage
Last Updated October 27, 2022
Supplemental Health Care(02:03)
Supplemental health care benefits available through MetLife provide cash benefits if you or a covered family member gets sick or injured. You may elect supplemental coverage when you are a new employee or during Annual Enrollment. These benefits are entirely optional and not sponsored by RRD.
You receive a lump-sum payment when you or a covered family member suffers a covered injury — on or off the job — or undergoes covered testing, medical services or treatment. Payments are made directly to you and can be used any way you see fit. There are more than 150 covered conditions associated with an accident that could trigger benefits, including various injuries (including sports-related injuries), hospitalization, medical services and treatments. Payouts are also made for care at home or a skilled nursing facility.
Critical Illness Insurance
Critical Illness Insurance provides pays a lump-sum payment of $10,000, $20,000 or $30,000 if you or a covered family member is diagnosed with a covered health condition, such as cancer, stroke, kidney failure, heart attack, benign brain tumor, multiple sclerosis, muscular dystrophy, advanced Parkinson’s disease, or type 1 diabetes. If you or a covered family member suffers more than one covered condition, the total benefit amount available to you is five times the initial benefit amount ($50,000, $100,000 or $150,000). The payment is yours to spend as you see fit and is in addition to any other insurance you might have.
Hospital Indemnity Insurance
Group Hospital Indemnity Insurance can be used to help pay out-of-pocket costs, such as health insurance deductibles and copays, or any way you see fit if you or a covered family member is hospitalized due to a covered event. You receive a flat amount when you are admitted and a per-day amount for up to a 30-day hospital stay for each covered event.