Changing My Beneficiaries

Your Life Insurance Beneficiary

You must designate a beneficiary for your basic employee life insurance provided by RRD, as well as any optional life and accident insurance you choose to purchase. You may change your beneficiary designation at any time on the enrollment website.

Your RR Donnelley Savings Plan Beneficiary

IMPORTANT INFORMATION ABOUT YOUR 401(k) BENEFICIARY

Log on to NetBenefits or call Fidelity to designate or confirm your beneficiary designation(s). With Fidelity’s Online Beneficiaries Service, you can designate your beneficiaries, receive instant online confirmation, and check your beneficiary information virtually any time.

It’s important that you name a primary beneficiary when you enroll in the 401(k) Savings Plan. If you die, your beneficiary is entitled to receive the full value of your vested account (as long as such person survives you for at least 48 hours).

If you die and have not named a beneficiary, or if your designated beneficiary dies before you (or within 48 hours of your death) and you have not named a contingent beneficiary, your beneficiary will be:

• Your spouse; or
• If there is no surviving spouse, your estate.

If your beneficiary outlives you but dies before receiving payment from the Plan, the Plan pays the full value of your vested account to your beneficiary’s estate.

If you are married, your spouse automatically is your beneficiary. If you want to name someone other than your spouse as your primary beneficiary for any portion of your account, your spouse must consent in writing in the presence of a notary public or Plan representative.

If you designated your spouse as your beneficiary and then divorced your spouse, he or she will remain your beneficiary unless and until you make a new beneficiary election.

You may begin the process of changing your beneficiary at any time by going to the Fidelity website, or by contacting the recordkeeper.

Your HSA Beneficiary

To designate a beneficiary for your HSA, go to HealthEquity or call 1-866-346-5800. Return the completed form to HealthEquity at 15 W. Scenic Drive, Suite 100, Draper, UT 84020 or fax it to 1-801-727-1005.

Your Supplemental Health Care Coverage Beneficiary

If you elect supplemental health care coverage through MetLife (hospitalization, accident and/or critical illness insurance), you must name a beneficiary. You may change your beneficiary designation at any time. You may change your beneficiary designation at any time on the enrollment website.