Dental

Last Updated June 29, 2022

Dental & Vision Benefits (02:31)

Regular dental care is important for a healthy smile — and your overall health.

Overview

You have three dental options from Cigna:

  • Dental PPO
  • Dental PPO Plus
  • Dental HMO

With the Dental PPO and PPO Plus options, you can choose any dentist (in-network or out-of-network), but you receive a higher level of coverage (which means you pay less out of your pocket) if you use in-network dentists. With the Dental HMO option, you must choose an in-network dentist. 

Find a Network Dentist

Register and log in online.

  • Cigna Dental PPO network: Select “DPPO/EPO > Total Cigna DPPO.”
  • Cigna Dental HMO network: Select “CIGNA DENTAL CARE DHMO > Cigna Dental Care Access.”

Need More? Get More!

If you have certain medical conditions (heart disease, stroke, diabetes, maternity, chronic kidney disease, organ transplants, or head and neck cancer radiation), you can get reimbursed for out-of-pocket costs for specific dental services used to treat gum disease and tooth decay when you enroll in the Cigna Dental Oral Health Integration Program. You also get discounts on prescribed mouthwashes, fluoride gels and toothpastes from your dentist through Cigna Home Delivery Pharmacy.

Free Preventive Care

Your RRD dental option from Cigna pays 100% of your preventive care, including cleanings and routine x-rays. Make sure you’re taking full advantage of this important benefit — and taking care of your overall health — by visiting your dentist twice a year.

2022 Dental Options

Cigna Dental PPO Cigna Dental PPO Plus Cigna Dental HMO 
Annual Deductible In-Network: $50 Out-of-Network: $150 In-Network: $50 Out-of-Network: $150 In-Network: $0
Out-of-Network: N/A
Annual Maximum (Non-orthodontia) $1,500 per individual $2,000 per individual No annual maximum
Lifetime Orthodontia Maximum N/A $2,000 per individual Limited to 1 treatment per person, per lifetime; contact Cigna for details
Preventive Care
Type A
100% 100% 100%
Basic Care
Type B
50% 80%  100%
Major Care
Type C
50% 50% 60%
Orthodontia
Type D
N/A 50% 50%