Prescription Drug Savings
Last Updated December 15, 2022
You can save hundreds or even thousands of dollars on covered specialty medications with PrudentRx. If you’re enrolled in an RRD National Medical Program option, you’re automatically enrolled in PrudentRx as part of your prescription drug coverage through CVS Caremark.
Through this free program, you’ll pay $0 for covered specialty medications filled at CVS Specialty Pharmacy. PrudentRx currently targets specialty medications in the following therapy classes:
- Hepatitis C
- Multiple sclerosis
The PrudentRx specialty drug list includes covered medications. Note this list is subject to change and medications listed with an asterisk (*) are not included in the program for those enrolled in the HSA high-deductible medical plan options. Those medications will continue to process at the plan specialty copay.
You may opt out of the program by calling 1-800-578-4403; however, if you opt out, you’ll be responsible for paying 30% coinsurance for any specialty medications you take that are included in the PrudentRx program. If you’re required to pay coinsurance for a specialty medication considered a “non-essential health benefit,” you’ll be required to continue paying this amount even if you’ve otherwise met the Plan’s out-of-pocket maximum.
Rx Savings Solutions
You can save money on prescription drugs with Rx Savings Solutions, a free, online tool available to you and your dependents enrolled in an RRD National Medical Program option or the BCBS McKay medical option.
Rx Savings Solutions looks at the medications you take and, if possible, finds lower-cost options to treat the same conditions. Savings opportunities can be generic forms of brand name drugs, better prices at different pharmacies, or medications that treat the same condition but cost much less than the drug you were originally prescribed.
Once you register for this voluntary program, Rx Savings Solutions will automatically notify you via text or email (based on your preference) whenever you have savings available. If you have a lower-cost alternative and want to take action, Rx Savings Solutions will notify your prescribing physician of the alternative, and your physician will need to authorize the new prescription. You can also use the “search for a medication” tool to find savings suggestions for any drug your doctor prescribes.