MetLife Supplemental Health Care Benefits and COVID-19
Last Updated December 7, 2021
MetLife has provided the following information regarding coverage related to COVID-19. This information applies to you if you are enrolled in supplemental health care coverage through MetLife: accident, critical illness and/or hospital indemnity insurance.
Accident Insurance: The definition of an “accident” indicates it is not a sickness, so this condition would not be covered under the accident plan for COVID-19.
Critical Illness Insurance: Because COVID-19 is not a listed as a “covered condition,” it would not be covered under any of MetLife’s critical illness coverage.
Hospital Indemnity: Because COVID-19 is a viral infection, it is considered a sickness. The Sickness Hospital benefits (admission and confinement) would be payable provided the individual met all other certificate requirements.
If you have questions about the plans or your coverage, please call MetLife at 1-800-GET-MET8 (1-800-438-6388), Monday – Friday, 7 a.m. – 10 p.m. Central Time.