Pre-65 Retirees and Not Otherwise Medicare-Eligible

RRD Medical and Prescription Drug Coverage

If you are pre-65 and not otherwise eligible for Medicare, your RRD Retiree Medical options are:

• Retiree Value (eligible for a Health Savings Account)
• Retiree PPO

Prescription drug coverage is provided by CVS Caremark as part of your medical option.

NOTE: When you visit the enrollment site, you can see and elect your own Medical Program option, even if you are enrolled with a Medicare-eligible family member. Use the Retiree Group Health Program Comparison Chart to compare your options and features, including costs, coverage and access.

If You or Your Spouse Becomes Eligible for Medicare During the Year

Here are some important things to note and do if you wish to retain coverage under the RR Donnelley Retiree Group Health Program when you become Medicare-eligible:

• You will begin receiving Medicare notices about 90 days before your 65th birthday.
• You must take action to enroll in Medicare Part B (physician services) if you wish to participate in the company-sponsored group Medicare Advantage plan (also known as Medicare Part C). This is true even if you become Medicare–eligible due to disability.
• If you are a subsidy-eligible former employee, you must enroll when you become eligible for Medicare. Otherwise, coverage under the Program will no longer be available to you or your spouse, if he or she is eligible.
• If some eligible family members are Medicare-eligible and others are not, individuals may be covered by different options.
• You must provide your valid Medicare Beneficiary Identifier (MBI) to the RRD Benefits Center.
• When you become Medicare-eligible, your Plan benefits (e.g., deductible) start over under the Medicare-eligible retiree option.