Prescription Drug
Coverage for prescription drugs is included with your medical option.
February 20, 2026
Overview
RRD’s National Medical Program options include prescription drug coverage through CVS Caremark. (If you elect a regional medical option, prescription drug coverage is provided through the medical vendor — not CVS Caremark. If you have questions about prescription drug coverage, please contact the applicable medical vendor.)
Good News About Your Prescription Drug Benefits!
The CVS Caremark Maintenance Choice® program now includes more participating pharmacies. That means more locations where you can fill certain maintenance medications.
In addition to CVS Pharmacy, participating pharmacies include:
- Kroger stores (Mariano's, Ralphs, Fred Meyer, QFC and more)
- Costco
- Select independent pharmacies
Maintenance medications are those you take daily for a prolonged period (e.g., blood pressure and cholesterol medications).
Prescription Drug Options
Contact Information
CVS Caremark
1-866-273-8402
CVS/caremark app
PrudentRx Copay Program
1-800-578-4403
PrudentRx app
Mail Order:
20% ($25 min/$100 max); no deductible
Mail Order:
25% ($25 min/$115 max)
Mail Order:
30% ($100 min/$185 max); no deductible
Mail Order: 40% ($100 min/$250 max)
Mail Order:
40% ($140 min/$315 max); no deductible
Mail Order:
50% ($185 min/$375 max)
If covered by PrudentRx:
30% after deductible 
Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
If covered by PrudentRx:
30%; no deductible Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Mail Order:
More than 30-day supply not allowed
If covered by PrudentRx:
30% after deductible Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Mail Order:
If not covered by PrudentRx: $210
If covered by PrudentRx:
30%
Prescription Drug
If not covered by PrudentRx:
30% after deductible
If covered by PrudentRx:
30% after deductible Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Prescription Drug
Mail Order: 20% ($25 min/$100 max); no deductible
Mail Order: 30% ($100 min/$185 max); no deductible
Mail Order: 40% ($140 min/$315 max); no deductible
If not covered by PrudentRx: $150; no deductible
Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
If covered by PrudentRx: 30%; no deductible Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Mail Order: More than 30-day supply not allowed
Prescription Drug
If not covered by PrudentRx:
30% after deductible
If covered by PrudentRx:
30% after deductible Certain specialty medications may be eligible for additional benefits through the PrudentRx Copay Program so your cost-sharing is reduced to $0. See the list of specialty medications covered under the Copay Program (https://www.prudentrx.com/prudentes). If you opt out of the PrudentRx Copay Program, you will pay 30% coinsurance for specialty medications that are covered by the PrudentRx Copay Program. If your specialty medication is not covered by the PrudentRx Copay Program, then you will be responsible for the $150 copay listed in this chart. The Plan and the PrudentRx Copay Program categorize specialty medications as either 'essential health benefits' or 'non-essential health benefits.' Employee cost-sharing for 'essential health benefits' counts toward the Plan out-of-pocket maximum but does not count toward the Plan deductible. On the other hand, employee cost-sharing for 'non-essential health benefits' does not count toward either the Plan deductible or out-of-pocket maximum. Also, even if you reach your out-of-pocket maximum, you will still be responsible for your cost-sharing amount for specialty medications that are 'non-essential health benefits.' Specialty medications that have been deemed 'non-essential health benefits' are denoted with a '1' on the list at the hyperlink above. If you have any questions, contact PrudentRx at 1-800-578-4403.
Prescription Drug
Mail Order: 25% ($25 min/$115 max)
Mail Order: 40% ($100 min/$250 max)
Mail Order: 50% ($185 min/$375 max)
Mail Order: If not covered by PrudentRx: $210
If covered by PrudentRx: 30%