Prescription Drug
Last Updated December 13, 2024
Overview
RRD’s National Medical Program options include prescription drug coverage through CVS Caremark. (If you elect a regional medical option, prescription drug coverage is provided through the medical vendor — not CVS Caremark. If you have questions about prescription drug coverage, please contact the applicable medical vendor.)
Good News About Your Prescription Drug Benefits!
The CVS Caremark Maintenance Choice® program now includes more participating pharmacies. That means more locations where you can fill certain maintenance medications.
In addition to CVS Pharmacy, participating pharmacies include:
- Kroger stores (Mariano’s, Ralphs, Fred Meyer, QFC and more)
- Costco
- Select independent pharmacies
Maintenance medications are those you take daily for a prolonged period (e.g., blood pressure and cholesterol medications).
Prescription Drug Options
CVS Caremark
1-866-273-8402
CVS/caremark appÂ
Rx Savings Solutions
1-800-268-4476
Rx Savings Solutions appÂ
PrudentRx Copay Program
1-800-578-4403
PrudentRx app
 |
HSA Advantage Prescription Drug |
Copay Advantage Prescription Drug |
HSA Value Prescription Drug |
BCBS Coupe PPO Prescription Drug |
|---|---|---|---|---|
| Generic | Retail: 20% ($10 min/$40 max); no deductible
Mail Order: 20% ($25 min/$100 max); no deductible |
Retail: 20% ($10 min/$45 max); no deductible
Mail Order: 20% ($25 min/$115 max); no deductible |
Retail: 25% ($10 min/$45 max)
Mail Order: 25% ($25 min/$115 max |
Retail & Mail Order: 25% after deductible |
| Brand Formulary | Retail: 30% ($40 min/$75 max); no deductible
Mail Order: 30% ($100 min/$185 max); no deductible |
Retail: 40% ($40 min/$100 max); no deductible
Mail Order: 40% ($40 min/$250 max); no deductible |
Retail & Mail Order: 40% after deductible | Retail: 40% ($40 min/$100 max)
Mail Order: 40% ($100 min/$250 max) |
| Brand Non-Formulary | Retail: 40% ($55 min/$125 max); no deductible
Mail Order: 40% ($140 min/$315 max); no deductible |
Retail: 50% ($75 min/$150 max); no deductible
Mail Order: 50% ($185 min/$375 max); no deductible |
Retail & Mail Order: 50% after deductible | Retail: 50% ($75 min/$150 max)
Mail Order: 50% ($185 min/$375 max) |
| Specialty | Retail: If not covered by PrudentRx: $150; no deductible
If covered by PrudentRx: 30%; no deductible Mail Order: More than 30-day supply not allowed |
Retail: If not covered by PrudentRx: $210; no deductible
If covered by PrudentRx: 30%; no deductible
Mail Order: More than 30-day supply not allowed |
Retail: N/A
Mail Order: If covered by PrudentRx: 30% If not covered by PrudentRx: $210 |
Retail: N/A
Mail Order: If covered by PrudentRx: 30% If not covered by PrudentRx: $210 |
What You Need to Know
- You don’t have to fill your prescription at CVS. Find local pharmacies in your network by registering online or by downloading the CVS/caremark app to access the pharmacy search tool.
- Generic cholesterol and blood pressure medications, as well as diabetes supplies and insulin listed on the CVS formulary, are 100% covered.
- You must use the CVS Caremark Maintenance Choice Program or Mail Order Services to fill your maintenance medication prescriptions. Maintenance medications are those you take daily for a prolonged period (e.g., blood pressure and cholesterol medications).
- If you’re enrolled in an RRD National Medical Program option, you are automatically enrolled in the PrudentRx Copay Program for specialty medications as part of your prescription drug coverage through CVS Caremark.
Save Money on Your Prescription Medications
You can save money on your medications when you use Rx Savings Solutions, a confidential online tool that searches for lower-cost options for your prescribed medications.
Access CVS Caremark
You can access CVS Caremark services anytime and anywhere online or through the CVS/caremark app to:
- Find ways to save money
- Get new prescriptions and refills
- Compare prescription costs
- Find local pharmacies in your network
- View an updated drug formulary
- Monitor your pharmacy spending
- Stay on track with medication reminders
- Understand your prescription drug benefits