Prescription Drug
Last Updated December 23, 2025
Overview
RRD’s National Medical Program options include prescription drug coverage through CVS Caremark. (If you elect a regional medical option, prescription drug coverage is provided through the medical vendor — not CVS Caremark. If you have questions about prescription drug coverage, please contact the applicable medical vendor.)
Good News About Your Prescription Drug Benefits!
The CVS Caremark Maintenance Choice® program now includes more participating pharmacies. That means more locations where you can fill certain maintenance medications.
In addition to CVS Pharmacy, participating pharmacies include:
- Kroger stores (Mariano’s, Ralphs, Fred Meyer, QFC and more)
- Costco
- Select independent pharmacies
Maintenance medications are those you take daily for a prolonged period (e.g., blood pressure and cholesterol medications).
Prescription Drug Options
CVS Caremark
1-866-273-8402
CVS/caremark app
PrudentRx Copay Program
1-800-578-4403
PrudentRx app
 |
HSA Advantage Prescription Drug |
Copay Advantage Prescription Drug |
HSA Value Prescription Drug |
BCBS Coupe PPO Prescription Drug |
|---|---|---|---|---|
| Generic | Retail: 20% ($10 min/$40 max); no deductible
Mail Order: 20% ($25 min/$100 max); no deductible |
Retail: 20% ($10 min/$45 max); no deductible
Mail Order: 20% ($25 min/$115 max); no deductible |
Retail: 25% ($10 min/$45 max)
Mail Order: 25% ($25 min/$115 max |
Retail & Mail Order: 25% after deductible |
| Brand Formulary | Retail: 30% ($40 min/$75 max); no deductible
Mail Order: 30% ($100 min/$185 max); no deductible |
Retail: 40% ($40 min/$100 max); no deductible
Mail Order: 40% ($40 min/$250 max); no deductible |
Retail & Mail Order: 40% after deductible | Retail: 40% ($40 min/$100 max)
Mail Order: 40% ($100 min/$250 max) |
| Brand Non-Formulary | Retail: 40% ($55 min/$125 max); no deductible
Mail Order: 40% ($140 min/$315 max); no deductible |
Retail: 50% ($75 min/$150 max); no deductible
Mail Order: 50% ($185 min/$375 max); no deductible |
Retail & Mail Order: 50% after deductible | Retail: 50% ($75 min/$150 max)
Mail Order: 50% ($185 min/$375 max) |
| Specialty | Retail: If not covered by PrudentRx: $150; no deductible
If covered by PrudentRx: 30%; no deductible Mail Order: More than 30-day supply not allowed |
Retail: If not covered by PrudentRx: $210; no deductible
If covered by PrudentRx: 30%; no deductible
Mail Order: More than 30-day supply not allowed |
Retail: N/A
Mail Order: If covered by PrudentRx: 30% If not covered by PrudentRx: $210 |
Retail: N/A
Mail Order: If covered by PrudentRx: 30% If not covered by PrudentRx: $210 |
What You Need to Know
- You don’t have to fill your prescription at CVS. Find local pharmacies in your network by registering online or by downloading the CVS/caremark app to access the pharmacy search tool.
- Generic cholesterol and blood pressure medications, as well as diabetes supplies and insulin listed on the CVS formulary, are 100% covered.
- You must use the CVS Caremark Maintenance Choice Program or Mail Order Services to fill your maintenance medication prescriptions. Maintenance medications are those you take daily for a prolonged period (e.g., blood pressure and cholesterol medications).
- If you’re enrolled in an RRD National Medical Program option, you are automatically enrolled in the PrudentRx Copay Program for specialty medications as part of your prescription drug coverage through CVS Caremark.
- CVS helps you save with CVS Drug Savings Review, which works with your providers to find lower-cost options for your medications.
Access CVS Caremark
You can access CVS Caremark services anytime and anywhere online or through the CVS/caremark app to:
- Find ways to save money
- Get new prescriptions and refills
- Compare prescription costs
- Find local pharmacies in your network
- View an updated drug formulary
- Monitor your pharmacy spending
- Stay on track with medication reminders
- Understand your prescription drug benefits