• RRD Benefits Center

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    Year-End Benefits Checklist

    Last Updated November 12, 2024

    Make the most of your benefits before the year ends.

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    Use your FSA dollars.

    You have until December 31, 2024, to use your Flexible Spending Account (FSA) funds (for health care and dependent day care). You lose any remaining funds, per IRS rules. You have until March 31, 2025, to submit claims for services incurred during 2024.

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    Maximize your 401(k) and HSA contributions.

    Boost your retirement savings and help cover future health care expenses by contributing as much as you can (up to 2024 IRS limits) to your 401(k) and Health Savings Account (HSA).

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    Review your benefits confirmation statement.

    Carefully review the statement mailed to your home to make sure your 2025 elections are correct. If there are any errors, call the RRD Benefits Center immediately at 1‑877‑RRD‑4BEN (1‑877‑773‑4236). No changes will be allowed in 2025 unless you have a qualifying life event.

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    Review/update your beneficiary designations.

    Protect your family and your money by making sure your beneficiary information is up to date for your:

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    Get your preventive care.

    • If you haven’t had your annual check-up, schedule your appointment now. In-network preventive care — including annual physicals and age-appropriate health screenings — is 100% covered by your RRD medical option.
    • Your RRD dental option covers 100% of your preventive care, including twice-a-year cleanings and routine x-rays.
    • Your RRD vision option covers a routine vision exam at an in-network provider ($0 copay with EyeMed Enhanced or $10 copay with EyeMed Essential).